Monday, August 15, 2011

DEBT COLLECTOR COME AFTER YOU

DEBT COLLECTOR COME AFTER YOU. When you do not pay a debt, the creditor has several options. You can try to make you pay, they can sell the debt to a collection company, or you can simply cancel. Of course, they also have the option to sue for the amount borrowed plus the additional charges. But how long can, or the collection agency that collects on your debt, then go for the money?

Collection agencies as the new debt. If they can get the debt that was missed in the last 180 days, which have a very high probability of contacting you for payment. When they buy the debt, get the latest phone numbers, address, social security number and any other information that the lender feels is important. You can even get original signatures or documents showing that you agreed to the terms of service and are legally responsible for the debt.

Saturday, August 13, 2011

4 BEST WAY DECLUTTER YOUR DEBT

4 BEST WAY DECLUTTER YOUR DEBT. The title is misleading. However, when you think about it, the things you've accumulated can be part of the reason you are in debt.

Review your order history


Check out your credit card statements last year. How many of the items listed are non-essential purchases? Nonessential means something after all could have lived without it. A pair of new shoes. A portfolio. Some home decor. Expensive gifts. Make a list divided into categories and see what happened to you.